Fixed Deposit (FD) Calculator
Inputs
₹
₹ 5K
₹ 25L
₹ 50L
₹ 75L
₹ 5 crore
%
1%
5%
7%
9%
11%
15%
1 year
3 years
5 years
10 years
15 years
20 years
25 years
Quarterly compounding is selected by default; check your deposit terms.
Deposit insurance: Eligible deposits at insured banks are covered by DICGC up to ₹5 lakh per depositor, including principal and interest across the same bank in the same right and capacity. Check the deposit and bank eligibility.
Total maturity value
₹ 7,10,873
Closing balance
Total
₹ 7.11 lakh
Principal deposited
₹ 5,00,000
(70.3%)
Total interest earned
₹ 2,10,873
(29.7%)
Total maturity value
₹ 7,10,873
Annual deposit growth and interest
Principal, interest earned and total balance over time
Principal
Interest earned
Total balance
Fixed deposit maturity schedule
Select a year to view its monthly interest and closing balances.
| Year / month | Opening balance | Principal deposited | Interest earned | Closing balance | Total growth % |
|---|
Key assumptions
- Quarterly compounding is the default; choose the frequency specified by your deposit. Partial periods and monthly balances are estimated using the compound-growth formula and may differ from bank crediting practices.
- The senior citizen preset adds an illustrative 0.50 percentage points to the default rate. Actual rates and eligibility vary by bank.
- Results are before tax and any applicable TDS or fees. Tax rules, thresholds and deductions depend on your circumstances and may change.