Mutual Fund SIP Calculator (Systematic Investment Plan)
Input Details
₹
₹ 500
₹ 25,000
₹ 50,000
₹ 75,000
₹ 1,00,000
%
1%
10%
15%
20%
25%
35%
1 Yr
5 Yrs
10 Yrs
15 Yrs
20 Yrs
25 Yrs
30 Yrs
Expected annual increment in your monthly SIP installment
%
1% Step-up
5%
10%
15%
20%
50%
Power of Compounding: Over long investment horizons (10+ years), compounding gains can grow to 2×–4× the total principal invested.
Projected Maturity Wealth
₹ 50,45,760
Estimated Value
Total
₹ 50.46 L
Total Principal Invested
₹ 18,00,000
(35.7%)
Estimated Returns / Gains
₹ 32,45,760
(64.3%)
Total Maturity Value
₹ 50,45,760
Annual Investment Growth & Compounding Trajectory
Year-on-year breakdown of cumulative invested principal versus compounding capital gains
Principal Invested
Gains Earned
Total Portfolio Value
Yearly Investment Schedule
Click on any year to view the monthly breakdown of deposits, interest, and closing balances.
| Year / Month | Opening Balance | Annual Deposit | Gains Earned | Year-End Value | Gain Ratio % |
|---|
Key Assumptions
- Future value is calculated using monthly compounding growth rates.
- Rupee-cost averaging mitigates market volatility over extended holding periods.
- Capital gains taxes (LTCG / STCG), expense ratios, and exit loads are excluded from projected gross returns.